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Category: Finance

Finance Arrow with dollar bills pointing up. Concept shot for currency exchange rate going up, inflation, economic boom
As Costs Rise, So Do Carrying Charges

The Community Associations Institute (CAI) estimates that 74 million Americans live in communities managed by homeowners associations, of which condos account for 35% to 40%. That’s a lot of people - many of whom may be in for a nasty shock…

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Finance Arrow with dollar bills pointing up. Concept shot for currency exchange rate going up, inflation, economic boom
As Costs Rise, So Do Carrying Charges

The Community Associations Institute (CAI) estimates that 74 million Americans live in communities managed by homeowners associations, of which condos account for 35% to 40%. That’s a lot of people - many of whom may be in for a nasty shock…

Read More
Finance Tapping Reserves in a Time of Financial Crisis
2020 October Tapping Reserves in a Time of Financial Crisis

It’s a question we’re asked all the time: “Can we use reserves to cover an operating fund shortfall?” Under normal circumstances, our standard response would be an emphatic “No!”—because reserves are for major repair and replacement project…

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Finance Tapping Reserves in a Time of Financial Crisis
Tapping Reserves in a Time of Financial Crisis

It’s a question we’re asked all the time: "Can we use reserves to cover an operating fund shortfall?" Under normal circumstances, our standard response would be an emphatic “No!” -- because reserves are for major repair and replacement proj…

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Finance The Appraisal Process
2018 December The Appraisal Process

For many people, appraisals – why they’re done, how they’re done, and how they’re used – are a mystery. But that need not be the case. For all intents and purposes, appraisals are a straightforward and simple component in the process of com…

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Finance FEMA Funding 101
2013 July FEMA Funding 101

*Editor's note:  In anticipation of Hurricane Irma's possible landfall in Florida later this week, The South Florida Cooperator is featuring a selection of past articles on storm preparation, emergency planning, and post-storm clean-up. Fl…

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Finance Reversing the Trend
2016 December Reversing the Trend

There has been a recent push by federal, state and local legislators to get reverse mortgages or Home Equity Conversion Mortgages (HECM) approved for residential cooperatives. The federal Department of Housing and Urban Development (HUD) h…

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Finance Don’t Raid the Cookie Jar
2015 July Don’t Raid the Cookie Jar

Sometimes the future seems like it’s an awfully long way away. If a roof is going to last 30 years, why should we worry about it today? Same with that shiny new air conditioner or that flat, crack-free pavement just poured two summers ago.…

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Finance Dealing with Code Violations
2015 July Dealing with Code Violations

Those of us without engineering degrees tend to take the buildings in which we live and work for granted. We simply assume that if we go indoors, the ceiling isn't going to suddenly collapse. Of course, buildings can remain upright and str…

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