Even if you aren’t a customer of Citizens Property Insurance Corporation, if you live in Florida, you’re still a 'citizen' of the state-owned insurance company. To repay the enormous outlays for damage claims from past hurricanes, Citiz…
Insurance is designed to be there for us when we need it most. Without knowing the full extent of our coverage, though, we may find ourselves with less protection than we thought. For condominium owners, it is imperative to understand …
Legendary funny man Benny Goodman once said, “I don’t want to tell you how much insurance I carry with the Prudential, but all I can say is: when I go, they go too!” The comedian hits on all-important issue: how much insurance is too muc…
Remember your first day at a new school? Most likely, you didn’t know a soul, had no idea what the students were learning and you probably felt nervous, intimidated or maybe even afraid. In most cases, this is what it’s like to be a new …
When you serve on a board, sometimes you get a feeling of empowerment. After all, you bear a great deal of responsibility for how well (or how poorly) your building or HOA fares during your tenure. However, it’s important not to let tha…
Among the many perils experienced by Floridians during the blackouts and hurricanes that swept the state in the middle of the last decade, non-functioning emergency systems in condominium buildings were a major problem. As a …
Noise is a key quality-of-life problem for almost anyone living in a densely-packed urban environment. It's the bane of many a condo-dweller’s existence, and over the years engineers, architects, and designers have tried any number of w…
Q I've had a long existing leak in my full bathroom since the shareholders above me have moved in. It so happens that the shareholder's son runs a bath for as long as two hours at a time, blasting the water full force. Over time this ha…
Q Our condominium association gives out gifts (in monetary form) to the association employees that work in our building. Gifts are made to the board president, who sets up a separate bank account, and then decides how the money given sh…