When it comes to insurance coverage, it’s what you know about your policy that matters. Not understanding your policy’s limits could be tantamount to not having the right insurance, and in a hurricane-prone area like Florida, that could …

All professional contractors and service providers are required by law to carry insurance to cover their activities. Any condo building or HOA should also carry its own insurance to cover accidents or other incidents on the property—thi…

Of the many thousands of dollars a large condominium, co-op, or homeowners association may spend each year on insurance, two policies that typically cost less than five percent of the total are two of the most vital: crime insurance (o…

Q I have a question. Although we are a cooperative (in the state of Florida), we  are a "For Profit" corporation. Is it possible to change to a "Not for Profit"  corporation? And what does that require?    —Converting in Coral Gables…

Q I live in an association in southern Florida that is rather small. The board  recently got threatened with a lawsuit from a unit owner, and while we'll be  consulting an attorney soon, we're not sure how to interact with the unit owner …

 Out of nowhere, someone is regularly using the parking space you have had for  years. And strangers are appearing regularly in your building’s hallways, though you’re not sure where they belong or if they should even be there. Strangely, …

 If you want to find out about the history of a town, region or country, head to  a museum or look it up on the Internet. If you want to find out about your  family’s history, look at your photo album, whether it’s in a book or online. And…

 The foundation of any properly run co-op or condo building rests on residents  paying their monthly maintenance fees on time and in full, with no delays or  delinquencies. Unfortunately, because of the lingering effects of the Recession  …

 A major building rehabilitation for a large condominium community included  impact-resistant replacement windows, at a six-figure cost for materials alone.  The owners’ association advanced money to the contractor to buy the windows. When…

Q We have a small condo association and it is difficult, as I assume it is for  most, to get people to serve on our board. The idea came up to have one person  serve as the treasurer/secretary. In Florida is this legal? Is it something  t…